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Paytm Data API: Wallet, UPI & Passbook Integration
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One-line summary: Connect Paytm's wallet balance, passbook history and UPI collect data to your own systems with a documented open data API.
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INTRODUCTION
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India's payments market runs on wallets and UPI. Finance teams, merchants and personal-finance tools all need balances and transaction records in a structured form. Most of that data sits inside mobile apps, not in public developer portals. openData Studio turns it into clean, documented open data APIs.
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FEATURED APP: PAYTM
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Paytm (Paytm - One97 Communications Ltd.) is a Payments app for the Indian market, rated 4.4 ★ on Google Play. The page describes it as India's largest wallet-and-UPI super-app.
The Paytm data API page documents 4 endpoints, all POST:
/v1/wallet/balance
/v1/wallet/statement
/v1/wallet/sub-accounts
/v1/upi/collect
Calls are authenticated with an SSO session cookie plus user / channel token headers. There is no public developer key.
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WHAT CAN BE INTEGRATED
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Wallet and savings balance: accountBalance.value, accountBalance.currency, subWalletDetails and the min/max transaction limits
Passbook history: paginated records with txnId, txnStatus, txnamount, currencyCode, narration and counterparty
Fee and payment detail: feeDetails, payModeName, txnCategory and walletOrderId
Sub-wallets: main wallet, food wallet and gift vouchers, with issuer, account number and issue/expiry dates
UPI collect: payeeVpa, payeeName, amount and txnNote, returning a transaction id and PENDING status
Approval status: the approvalFlow field, with the collect authorised in-app by UPI PIN
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USE CASES
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[1] Personal-finance aggregation
Pull wallet and savings balances into one net-worth view
Categorize passbook history by pay mode and narration
[2] Merchant reconciliation
Match wallet credits against your own order ledger
Check transaction id, amount, fee details and counterparty line by line
[3] UPI collection automation
Start UPI collect requests from an overdue-invoice list in your ERP
Pre-fill payee name, amount and note for one-tap customer approval
[4] Spend analytics
Feed paginated statement data into dashboards
Track transaction status and categories over time
[5] Wallet monitoring
Review sub-wallet balances and expiry dates
Keep an eye on transaction limits for balance screens and alerts
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DELIVERY & PRICING
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Two delivery options: runnable source code you own, or a hosted API billed per call
Scoped integrations start from USD 500 with source-code handoff
Delivery in 3–7 days
NDA + SOW on every engagement, payment only after acceptance, work scoped to authorized use
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CONCLUSION
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If you need Paytm wallet, passbook or UPI data in your own dashboards, ERP or reconciliation tools, a documented Paytm data API saves the reverse-engineering work. Review the endpoints and field names, then tell us what data you need.
Get a quote / learn more: https://opendata-studio.com/apps/paytm/