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八月二十八

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  • 真实姓名SAIL
  • 性别男
  • 生日1989 年 8 月 28 日
  • 出生地广东省 佛山市
  • 居住地广西壮族自治区 防城港市
  • 个人主页https://opendata-studio.com/apps/paytm/
  • 兴趣爱好============================
    Paytm Data API: Wallet, UPI & Passbook Integration
    ============================
    One-line summary: Connect Paytm's wallet balance, passbook history and UPI collect data to your own systems with a documented open data API.

    --------------------
    INTRODUCTION
    --------------------
    India's payments market runs on wallets and UPI. Finance teams, merchants and personal-finance tools all need balances and transaction records in a structured form. Most of that data sits inside mobile apps, not in public developer portals. openData Studio turns it into clean, documented open data APIs.

    --------------------
    FEATURED APP: PAYTM
    --------------------
    Paytm (Paytm - One97 Communications Ltd.) is a Payments app for the Indian market, rated 4.4 ★ on Google Play. The page describes it as India's largest wallet-and-UPI super-app.

    The Paytm data API page documents 4 endpoints, all POST:
     /v1/wallet/balance
     /v1/wallet/statement
     /v1/wallet/sub-accounts
     /v1/upi/collect

    Calls are authenticated with an SSO session cookie plus user / channel token headers. There is no public developer key.

    --------------------
    WHAT CAN BE INTEGRATED
    --------------------
     Wallet and savings balance: accountBalance.value, accountBalance.currency, subWalletDetails and the min/max transaction limits
     Passbook history: paginated records with txnId, txnStatus, txnamount, currencyCode, narration and counterparty
     Fee and payment detail: feeDetails, payModeName, txnCategory and walletOrderId
     Sub-wallets: main wallet, food wallet and gift vouchers, with issuer, account number and issue/expiry dates
     UPI collect: payeeVpa, payeeName, amount and txnNote, returning a transaction id and PENDING status
     Approval status: the approvalFlow field, with the collect authorised in-app by UPI PIN

    --------------------
    USE CASES
    --------------------
    [1] Personal-finance aggregation
     Pull wallet and savings balances into one net-worth view
     Categorize passbook history by pay mode and narration

    [2] Merchant reconciliation
     Match wallet credits against your own order ledger
     Check transaction id, amount, fee details and counterparty line by line

    [3] UPI collection automation
     Start UPI collect requests from an overdue-invoice list in your ERP
     Pre-fill payee name, amount and note for one-tap customer approval

    [4] Spend analytics
     Feed paginated statement data into dashboards
     Track transaction status and categories over time

    [5] Wallet monitoring
     Review sub-wallet balances and expiry dates
     Keep an eye on transaction limits for balance screens and alerts

    --------------------
    DELIVERY & PRICING
    --------------------
     Two delivery options: runnable source code you own, or a hosted API billed per call
     Scoped integrations start from USD 500 with source-code handoff
     Delivery in 3–7 days
     NDA + SOW on every engagement, payment only after acceptance, work scoped to authorized use

    --------------------
    CONCLUSION
    --------------------
    If you need Paytm wallet, passbook or UPI data in your own dashboards, ERP or reconciliation tools, a documented Paytm data API saves the reverse-engineering work. Review the endpoints and field names, then tell us what data you need.

    Get a quote / learn more: https://opendata-studio.com/apps/paytm/

    ------
    last updateTime: 2026-10-08 13:16:47b

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